Compare Finance Lease vs Hire Purchase across all terms
£
24 months
—
+ VAT per month
36 months
—
+ VAT per month
48 months
—
+ VAT per month
60 months
—
+ VAT per month
84 months
—
+ VAT per month
96 months
—
+ VAT per month
24 months
—
per month (no VAT)
36 months
—
per month (no VAT)
48 months
—
per month (no VAT)
60 months
—
per month (no VAT)
84 months
—
per month (no VAT)
96 months
—
per month (no VAT)
Enter an equipment cost above to see the comparison.
Finance Lease
Monthly payments + VAT
1st rental due upfront + VAT
100% rentals tax deductible
Asset off balance sheet
Hire Purchase
Monthly payments, no VAT
20% VAT paid upfront
Capital allowances (AIA)
You own it at the end
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Solar ROI Calculator
Optional — compare your current energy costs against solar lease payments to find your break-even point
⚡ Your Current Energy
£
📊 Finance Summary
£
Auto-fills from calculator above if already entered
Monthly Cost: Energy Bill vs Solar Lease
Current energy cost (rising)
Solar lease cost (fixed)
Net monthly saving
Enter your monthly energy bill and finance details above to see your Solar ROI analysis.
Indicative figures only. Based on strong credit profiles. Finance Lease: 1 rental in advance + VAT, remaining rentals + VAT monthly. Hire Purchase: 20% VAT payable upfront, monthly rentals VAT-free. Minimum finance amount £1,000. Rates may vary depending on credit type and individual circumstances. Subject to status and credit approval.
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